10/17/2025
What’s the Typical Timeline and Cost for Closing a Sale in San Diego Now?
By Peter Ariza, Broker Associate
Berkshire Hathaway HomeServices California Properties
Let’s be honest—when it’s time to sell your home in San Diego, the first thing most people want to know is: how long will it take, and what will it cost? I’ve helped clients across San Diego County sell successfully in every kind of market, and I can tell you this: having a clear roadmap makes all the difference.
Right now, most homes are closing in about 30 to 45 days from the time we go under contract. Once a buyer’s offer is accepted, here’s how the process generally unfolds:
Days 1–5: Escrow opens, the buyer deposits earnest money, and you deliver disclosures.
Days 5–10: Inspections take place, and we negotiate repairs if needed.
Days 10–21: Appraisal is completed, and the buyer’s loan moves through underwriting.
Days 21–30: Buyer removes final contingencies.
Days 30–45: Closing day! Loan documents are signed, funds are wired, and title transfers.
If your home is tenant-occupied, in a trust, or has unique characteristics (luxury, coastal, etc.), the timeline can shift slightly. That’s where I step in to keep things on track and manage expectations.
Let’s Talk Costs
Sellers in San Diego typically pay 6%–8% of the sale price in closing costs. These often include:
Real estate commissions (5%–6%)
Escrow and title fees (about 1%)
San Diego transfer tax ($1.10 per $1,000 of sale price)
HOA document fees (if applicable)
Optional home warranty
For example, if you’re selling a $1,000,000 home, expect closing costs of around $60,000–$80,000. When we meet, I’ll prepare a custom net sheet so you know exactly what to expect—no surprises.
Why Work With Me?
I don’t just manage paperwork—I guide sellers through every step with strategy, transparency, and experience. From pricing and prep to closing and beyond, I’m with you at every milestone, making sure your sale runs smoothly and profitably.
Have questions? Curious what your home might be worth? I’m always just a text, call, or DM away.